Tier One Funding
Market Intelligence
Fix & Flip Market Report

ZIP 32413 · Panama City Beach, FL

21 completed flips in the last 12 months, $30K median gross margin, 337-day median hold. Real public-record data, flipper-level detail, free.

Completed Flips (12 mo)
21
Median Gross Margin
$30K
Median Hold
337 days
Median Home Value
$464K

Market snapshot

Population
14,820
Median Household Income
$75,970
Median Home Value
$463,885
Median Rent
$2,400

This report covers ZIP 32413, Panama City Beach, FL. Demographic and housing figures blend U.S. Census ACS 5-year estimates with current rental listings. Flip-activity figures come from public county records of real estate transactions in the last 12 months, filtered to exclude wholesale deals, family transfers, and new construction.

Flipper activity in ZIP 32413

In the last 12 months, 21 properties in ZIP 32413 were bought and resold by investors, matching a real-flip profile (28 to 540 day hold, purchase of $25K or more, no new construction, rebuilds, iBuyers or multi-parcel sales; money-losing flips included). The typical flip cleared $30K in gross margin before rehab, carrying, and closing costs, with a median hold time of 337 days.

Top flippers in the zip

RankFlipper / LLCFlips
1LUND JAMES R1
2CHENOWETH STEVEN C1
3MATHIAS LISA L1
4FLORIDA INVESTORS CAPITAL LLC1
5EVERLYS BEACH RETREAT TOO LLC1

Recent example

208 PALM CIR, PANAMA CITY BEACH, FL, 32413 · LUND JAMES R
Bought $355,000, sold $365,000 (+$10K), held 424 days.

Recent investor purchases in ZIP 32413

178 investor purchases in ZIP 32413 in the last 6 months, at a median price of $435K. 62% were all-cash. These are the investors competing for deals in this zip right now.

DatePropertyInvestorPricePaid with
Oct 16, 202615625 FRONT BEACH RD UNIT 1003SUPRA FACIE LLC$915KCash
Oct 15, 2026115 12TH ST # ABOOMTOWN PROPERTIES LLC$650KFinanced
Oct 15, 2026229 LULLWATER DRDOUGHERTY REALTY LLC$555KFinanced
Oct 15, 202621504 PALM AVERIVIERA SANDBAR SOCIETY LLC$503KFinanced
Oct 13, 202615625 FRONT BEACH RD UNIT 1602JAMJAR PROPERTIES LLC$900KCash
Oct 6, 202615625 FRONT BEACH RD UNIT 2011GREENBRIER HOLDINGS LLC$795KCash
Oct 6, 2026314 SUNDIAL STLUKE PROPERTIES LLC$420KFinanced
Oct 5, 202673 E GULF BLVDSLG INVESTMENT PROPERTIES 3 LLC$390KCash
Oct 5, 202623223 FRONT BEACH RD # C-502DELTA AG ANALYTICS LLC$515KCash
Oct 1, 202621624 CARIBBEAN LNJ & N REI III LLC$430KCash

See all 178 investor purchases in 32413

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See every flip in 32413, with full buyer and deal details

The full tool shows every flip transaction with buyer entity, exact purchase price, sale price, margin, and hold time. Plus the complete flipper leaderboard, comps for any address, rental analysis, and our T1F Market Score.

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Nearby markets in FL

Same-state markets near ZIP 32413. Click any to see its fix-and-flip snapshot.

Tier One Funding
Direct bridge & fix-and-flip lender

We built this tool. We also write the loans on flips just like the ones above.

$1B+
Funded
3 days
Typical close
No
Interior appraisal or inspection
17
States

About this data

Flip transactions: Pulled from public county recording records via SFR Analytics. Filtered to investor purchases resold 28 to 540 days later (shorter holds are wholesale or assignment deals). New construction, rebuilds, iBuyers, homebuilders, multi-parcel sales, family transfers and purchases under $25K are excluded. Money-losing flips are included, so margins reflect the real range of outcomes.

Gross margin: Sale price minus purchase price. Does not include rehab, carrying, or closing costs. Use our Deal Calculator to model full project returns.

Demographics and rent: Population, median household income, and median home value from U.S. Census ACS 5-year estimates (2022). Rental figures reflect current listings from SFR Analytics.

Why we built this: Tier One Funding is a direct bridge and fix-and-flip lender. We built this free tool because flippers kept asking us, "What are the real numbers in my market?" and there was no free answer that wasn't buried behind a paywall. Use the data to decide where to buy, then call us when you need bridge capital.